MortgageTax
Vision models read mortgage tax certificates given as images. They extract the year, parcel number and county, and compute the annualized amount due.
1,258 documents with a 20-sample public validation set. Vals archived it as saturated by September 1st, 2026.
- Made by
- Vals AI (data from Vontive)
- Kind
- Finance
- Level
- Everyday
- Scored
- Checked automatically
- Answers
- Short answer
- Tasks
- Kept private
- Strongest model tested
- Claude Fable 5.1 #7 on the capability index
- Last model added
- September 2026
- Scores refreshed
- November 12th, 2026
Claude Opus 5 leads with 72.1% among models released by September 2026
Best score per entry from the benchmark's own leaderboard, read on November 12th, 2026. Where a model ran with several settings or harnesses, we keep its best. Every run is in the next chart. Names in gray aren't in our model list: fine-tunes, agent systems, products and older models. They don't count toward leaders.
The newest model with a score here came out in September 2026, and nobody has tested a newer one. Among the 20 highest-ranked models on the capability index, these have no score yet:
- Claude Fable 5.2
-
Gemini 4 Carbon
- GPT-6 Astra
- Claude Opus 5.5
- and 10 more
- 72.1 Claude Opus 5
- 70.8 Claude Fable 5.1
- 70.3 Claude Opus 4.7
- 70.0 Claude Sonnet 5
- 69.9 Claude Opus 4.8
- 69.4
Gemini 3.1 Pro
- 69.1
Gemini 3 Pro
- 68.9 Gemini 2.5 Pro (snapshot unspecified)
- 68.9 Claude Fable 5
- 68.8 GPT-5.5
- 68.7
Gemini 3 Flash
- 68.7 Claude 3.7 Sonnet
- 68.7 Claude Opus 4.5
- 68.7
Gemini 3.5 Flash-Lite
- 68.5 Claude Opus 4.6
- 68.4
MiniMax-M3
- 68.3 GPT-5.4
- 68.3
Qwen3.6 27B
- 68.1
Gemini 3.5 Flash
- 68.0
Gemini 3.1 Flash-Lite
- 68.0
Qwen 3.6 Plus
- 67.7 Claude Sonnet 4.6
- 67.6
Gemini 3.6 Flash
- 67.4
Qwen 3.5 Flash (hosted 35B-A3B)
- 67.3 GPT-5.6 Terra
- 67.3 GPT-5.6 Luna
- 67.3 GPT-5.6 Sol
- 67.2
Gemini 2.5 Pro
- 67.1 GPT-5.2
- 66.9 GPT-5 mini
- 66.7
Gemini 3.7 Flash
- 66.5 Kimi K2.5
- 66.3 Kimi K3
- 66.2
Qwen3.7-Plus
- 66.1
Muse Spark 1.1
- 65.9 GPT-4.1
- 65.8 Kimi K2.6
- 65.7 o3
- 65.5 GPT-4.1 mini
- 65.5 GPT-5
- 65.4
Muse Spark 1.2
- 65.3
Gemini 3.8 Flash
- 64.9
Qwen 3.8 27B
- 64.8 o4-mini
- 64.2 Grok 4.6
- 64.1 Claude 3.5 Sonnet
- 64.0 Claude Sonnet 4.5
- 64.0
Inkling
- 64.0
Qwen 3.8 Max
- 63.5 GPT-5.4 Mini
- 62.6
Gemini 2.5 Flash
- 62.5 Claude Sonnet 4
- 62.3
Inkling-Small
- 62.2 Claude Haiku 4.5
- 62.1
Magistral Small 1.2
- 61.8 Grok 4.5
- 61.4 GPT-5.1
- 61.4
Gemma 4 31B IT
- 61.2
Mistral Small 3.1
- 61.1 Claude Opus 4.1
- 61.0 GPT-4o
- 60.8
Qwen 3.5 Plus (hosted 397B-A17B)
- 60.4
Gemini 2.0 Flash
- 59.3 MiMo-V2.5
- 59.1 GPT-5.4 Nano
- 58.6 Claude Opus 4
- 58.5
Llama 4 Maverick
- 58.4
Gemini 2.5 Flash
- 57.8
Llama 4 Scout
- 57.5
Gemini 2.5 Flash-Lite
- 57.4 GPT-4o
- 56.8
Gemini 1.5 Pro
- 54.5 GPT-4o mini
- 53.6 GPT-5 nano
- 52.8 GPT-4.1 nano
- 52.1
Mistral Large 3
- 51.9
Magistral Medium 1.2
- 48.3 Grok 4.3
- 45.4 Grok 4.20
- 44.5 Grok 4
- 42.8
Gemini 1.5 Flash
- 42.6 Grok 4.1 Fast
- 42.1 Grok 4 Fast
- 38.8
Llama 3.2 90B
- 36.5
Mistral Medium 3.1
- 28.9
Mistral Medium 3.5
- 23.3
Llama 3.2 11B
- 3.46 Grok 2 Vision (1212)
- 1 Claude Opus 5 72.1%
- 2 Claude Fable 5.1 70.8%
- 3 Claude Opus 4.7 70.3%
- 4 Claude Sonnet 5 70%
- 5 Claude Opus 4.8 69.9%
- 6
Gemini 3.1 Pro 69.4%
- 7
Gemini 3 Pro 69.1%
- 8 Gemini 2.5 Pro (snapshot unspecified) 68.9%
- 9 Claude Fable 5 68.9%
- 10 GPT-5.5 68.8%
- 11
Gemini 3 Flash 68.7%
- 12 Claude 3.7 Sonnet non-thinking 68.7%
- 13 Claude Opus 4.5 non-thinking 68.7%
- 14
Gemini 3.5 Flash-Lite 68.7%
- 15 Claude Opus 4.6 thinking 68.5%
- 16
MiniMax-M3 68.4%
- 17 GPT-5.4 xhigh 68.3%
- 18
Qwen3.6 27B 68.3%
- 19
Gemini 3.5 Flash 68.1%
- 20
Gemini 3.1 Flash-Lite 68%
- 21
Qwen 3.6 Plus 68%
- 22 Claude Sonnet 4.6 67.7%
- 23
Gemini 3.6 Flash 67.6%
- 24
Qwen 3.5 Flash (hosted 35B-A3B) 67.4%
- 25 GPT-5.6 Terra 67.3%
- 26 GPT-5.6 Luna 67.3%
- 27 GPT-5.6 Sol 67.3%
- 28
Gemini 2.5 Pro Jun 2025 67.2%
- 29 GPT-5.2 67.1%
- 30 GPT-5 mini 66.9%
- 31
Gemini 3.7 Flash 66.7%
- 32 Kimi K2.5 thinking 66.5%
- 33 Kimi K3 66.3%
- 34
Qwen3.7-Plus 66.2%
- 35
Muse Spark 1.1 66.1%
- 36 GPT-4.1 65.9%
- 37 Kimi K2.6 65.8%
- 38 o3 65.7%
- 39 GPT-4.1 mini 65.5%
- 40 GPT-5 65.5%
- 41
Muse Spark 1.2 65.4%
- 42
Gemini 3.8 Flash 65.3%
- 43
Qwen 3.8 27B 64.9%
- 44 o4-mini 64.8%
- 45 Grok 4.6 64.2%
- 46 Claude 3.5 Sonnet 64.1%
- 47 Claude Sonnet 4.5 thinking 64%
- 48
Inkling 64%
- 49
Qwen 3.8 Max 64%
- 50 GPT-5.4 Mini 63.5%
- 51
Gemini 2.5 Flash Sep 2025, non-thinking 62.6%
- 52 Claude Sonnet 4 non-thinking 62.5%
- 53
Inkling-Small 62.3%
- 54 Claude Haiku 4.5 thinking 62.2%
- 55
Magistral Small 1.2 62.1%
- 56 Grok 4.5 61.8%
- 57 GPT-5.1 61.4%
- 58
Gemma 4 31B IT 61.4%
- 59
Mistral Small 3.1 61.2%
- 60 Claude Opus 4.1 non-thinking 61.1%
- 61 GPT-4o Aug 2024 61%
- 62
Qwen 3.5 Plus (hosted 397B-A17B) thinking 60.8%
- 63
Gemini 2.0 Flash Feb 2025 60.4%
- 64 MiMo-V2.5 59.3%
- 65 GPT-5.4 Nano 59.1%
- 66 Claude Opus 4 non-thinking 58.6%
- 67
Llama 4 Maverick 58.5%
- 68
Gemini 2.5 Flash Apr 2025, non-thinking 58.4%
- 69
Llama 4 Scout 57.8%
- 70
Gemini 2.5 Flash-Lite Sep 2025, thinking 57.5%
- 71 GPT-4o Nov 2024 57.4%
- 72
Gemini 1.5 Pro Sep 2024 56.8%
- 73 GPT-4o mini 54.5%
- 74 GPT-5 nano 53.6%
- 75 GPT-4.1 nano 52.8%
- 76
Mistral Large 3 52.1%
- 77
Magistral Medium 1.2 51.9%
- 78 Grok 4.3 48.3%
- 79 Grok 4.20 reasoning 45.4%
- 80 Grok 4 44.5%
- 81
Gemini 1.5 Flash Sep 2024 42.8%
- 82 Grok 4.1 Fast reasoning 42.6%
- 83 Grok 4 Fast reasoning 42.1%
- 84
Llama 3.2 90B 38.8%
- 85
Mistral Medium 3.1 36.5%
- 86
Mistral Medium 3.5 28.9%
- 87
Llama 3.2 11B 23.3%
- 88 Grok 2 Vision (1212) 3.46%
Source: Official MortgageTax leaderboard
| # | Entry | Score | Setting | Date | Source |
|---|---|---|---|---|---|
| 1 | Claude Opus 5 | 72.1% | Jul 2026 | Official leaderboard | |
| 2 | Claude Fable 5.1 | 70.8% | Sep 2026 | Official leaderboard | |
| 3 | Claude Opus 4.7 | 70.3% | Apr 2026 | Official leaderboard | |
| 4 | Claude Sonnet 5 | 70% | Jun 2026 | Official leaderboard | |
| 5 | Claude Opus 4.8 | 69.9% | May 2026 | Official leaderboard | |
| 6 | | 69.4% | Feb 2026 | Official leaderboard | |
| 7 | | 69.1% | Nov 2025 | Official leaderboard | |
| 8 | Gemini 2.5 Pro (snapshot unspecified) | 68.9% | Official leaderboard | ||
| 9 | Claude Fable 5 | 68.9% | Jun 2026 | Official leaderboard | |
| 10 | GPT-5.5 | 68.8% | Apr 2026 | Official leaderboard | |
| 11 | | 68.7% | Dec 2025 | Official leaderboard | |
| 12 | Claude 3.7 Sonnet | 68.7% | non-thinking | Feb 2025 | Official leaderboard |
| 13 | Claude Opus 4.5 | 68.7% | non-thinking | Nov 2025 | Official leaderboard |
| 14 | | 68.7% | Jul 2026 | Official leaderboard | |
| 15 | Claude Opus 4.6 | 68.5% | thinking | Feb 2026 | Official leaderboard |
| 16 | | 68.4% | Jun 2026 | Official leaderboard | |
| 17 | GPT-5.4 | 68.3% | xhigh | Mar 2026 | Official leaderboard |
| 18 | | 68.3% | Apr 2026 | Official leaderboard | |
| 19 | | 68.1% | May 2026 | Official leaderboard | |
| 20 | | 68% | Mar 2026 | Official leaderboard | |
| 21 | | 68% | Mar 2026 | Official leaderboard | |
| 22 | Claude Sonnet 4.6 | 67.7% | Feb 2026 | Official leaderboard | |
| 23 | | 67.6% | Jul 2026 | Official leaderboard | |
| 24 | | 67.4% | Feb 2026 | Official leaderboard | |
| 25 | GPT-5.6 Terra | 67.3% | Jul 2026 | Official leaderboard | |
| 26 | GPT-5.6 Luna | 67.3% | Jul 2026 | Official leaderboard | |
| 27 | GPT-5.6 Sol | 67.3% | Jul 2026 | Official leaderboard | |
| 28 | | 67.2% | Jun 2025 | Official leaderboard | |
| 29 | GPT-5.2 | 67.1% | Dec 2025 | Official leaderboard | |
| 30 | GPT-5 mini | 66.9% | Aug 2025 | Official leaderboard | |
| 31 | | 66.7% | Aug 2026 | Official leaderboard | |
| 32 | Kimi K2.5 | 66.5% | thinking | Jan 2026 | Official leaderboard |
| 33 | Kimi K3 | 66.3% | Jul 2026 | Official leaderboard | |
| 34 | | 66.2% | Jun 2026 | Official leaderboard | |
| 35 | | 66.1% | Jul 2026 | Official leaderboard | |
| 36 | GPT-4.1 | 65.9% | Apr 2025 | Official leaderboard | |
| 37 | Kimi K2.6 | 65.8% | Apr 2026 | Official leaderboard | |
| 38 | o3 | 65.7% | Apr 2025 | Official leaderboard | |
| 39 | GPT-4.1 mini | 65.5% | Apr 2025 | Official leaderboard | |
| 40 | GPT-5 | 65.5% | Aug 2025 | Official leaderboard | |
| 41 | | 65.4% | Aug 2026 | Official leaderboard | |
| 42 | | 65.3% | Sep 2026 | Official leaderboard | |
| 43 | | 64.9% | Aug 2026 | Official leaderboard | |
| 44 | o4-mini | 64.8% | Apr 2025 | Official leaderboard | |
| 45 | Grok 4.6 | 64.2% | Aug 2026 | Official leaderboard | |
| 46 | Claude 3.5 Sonnet | 64.1% | Jun 2024 | Official leaderboard | |
| 47 | Claude Sonnet 4.5 | 64% | thinking | Sep 2025 | Official leaderboard |
| 48 | | 64% | Jul 2026 | Official leaderboard | |
| 49 | | 64% | Aug 2026 | Official leaderboard | |
| 50 | GPT-5.4 Mini | 63.5% | Mar 2026 | Official leaderboard | |
| 51 | | 62.6% | non-thinking | Sep 2025 | Official leaderboard |
| 52 | Claude Sonnet 4 | 62.5% | non-thinking | May 2025 | Official leaderboard |
| 53 | | 62.3% | Jul 2026 | Official leaderboard | |
| 54 | Claude Haiku 4.5 | 62.2% | thinking | Oct 2025 | Official leaderboard |
| 55 | | 62.1% | Sep 2025 | Official leaderboard | |
| 56 | Grok 4.5 | 61.8% | Jul 2026 | Official leaderboard | |
| 57 | GPT-5.1 | 61.4% | Nov 2025 | Official leaderboard | |
| 58 | | 61.4% | Apr 2026 | Official leaderboard | |
| 59 | | 61.2% | Mar 2025 | Official leaderboard | |
| 60 | Claude Opus 4.1 | 61.1% | non-thinking | Aug 2025 | Official leaderboard |
| 61 | GPT-4o Aug 2024 | 61% | Aug 2024 | Official leaderboard | |
| 62 | | 60.8% | thinking | Feb 2026 | Official leaderboard |
| 63 | | 60.4% | Feb 2025 | Official leaderboard | |
| 64 | MiMo-V2.5 | 59.3% | Apr 2026 | Official leaderboard | |
| 65 | GPT-5.4 Nano | 59.1% | Mar 2026 | Official leaderboard | |
| 66 | Claude Opus 4 | 58.6% | non-thinking | May 2025 | Official leaderboard |
| 67 | | 58.5% | Apr 2025 | Official leaderboard | |
| 68 | | 58.4% | non-thinking | Apr 2025 | Official leaderboard |
| 69 | | 57.8% | Apr 2025 | Official leaderboard | |
| 70 | | 57.5% | thinking | Sep 2025 | Official leaderboard |
| 71 | GPT-4o Nov 2024 | 57.4% | Nov 2024 | Official leaderboard | |
| 72 | | 56.8% | Sep 2024 | Official leaderboard | |
| 73 | GPT-4o mini | 54.5% | Jul 2024 | Official leaderboard | |
| 74 | GPT-5 nano | 53.6% | Aug 2025 | Official leaderboard | |
| 75 | GPT-4.1 nano | 52.8% | Apr 2025 | Official leaderboard | |
| 76 | | 52.1% | Dec 2025 | Official leaderboard | |
| 77 | | 51.9% | Sep 2025 | Official leaderboard | |
| 78 | Grok 4.3 | 48.3% | Apr 2026 | Official leaderboard | |
| 79 | Grok 4.20 | 45.4% | reasoning | Feb 2026 | Official leaderboard |
| 80 | Grok 4 | 44.5% | Jul 2025 | Official leaderboard | |
| 81 | | 42.8% | Aug 2024 | Official leaderboard | |
| 82 | Grok 4.1 Fast | 42.6% | reasoning | Nov 2025 | Official leaderboard |
| 83 | Grok 4 Fast | 42.1% | reasoning | Sep 2025 | Official leaderboard |
| 84 | | 38.8% | Sep 2024 | Official leaderboard | |
| 85 | | 36.5% | Aug 2025 | Official leaderboard | |
| 86 | | 28.9% | Apr 2026 | Official leaderboard | |
| 87 | | 23.3% | Sep 2024 | Official leaderboard | |
| 88 | Grok 2 Vision (1212) | 3.46% | Dec 2024 | Official leaderboard |
The best score, 72.1%, costs $0.07 a task
Runs on the cost frontier score higher than any run that's cheaper. Qwen 3.5 Flash (hosted 35B-A3B) comes within 4.7 points of the best for $0.002 a task, 34 times cheaper. The costs are the leaderboard's own estimates, so compare them only within this benchmark.
Source: Official MortgageTax leaderboard
| Model | Effort | Harness | Score | Cost per task | Output tokens |
|---|---|---|---|---|---|
| Claude Opus 5 | 72.1% | $0.07 | 405 | ||
| Claude Fable 5.1 | 70.8% | $0.17 | 898 | ||
| Claude Opus 4.7 | 70.3% | $0.08 | 846 | ||
| Claude Sonnet 5 | 70% | $0.08 | 2,787 | ||
| Claude Opus 4.8 | 69.9% | $0.11 | 1,697 | ||
| | 69.4% | $0.02 | 1,453 | ||
| | 69.1% | $0.04 | 2,928 | ||
| Claude Fable 5 | 68.9% | $0.17 | 948 | ||
| GPT-5.5 | 68.8% | $0.07 | 1,303 | ||
| | 68.7% | $0.007 | 1,988 | ||
| Claude 3.7 Sonnet | non-thinking | 68.7% | $0.02 | 212 | |
| Claude Opus 4.5 | non-thinking | 68.7% | $0.09 | 264 | |
| | 68.7% | $0.004 | 1,357 | ||
| Claude Opus 4.6 | thinking | 68.5% | $0.06 | 1,457 | |
| | 68.4% | $0.008 | 985 | ||
| GPT-5.4 | xhigh | 68.3% | $0.10 | 2,873 | |
| | 68.3% | $0.02 | 3,598 | ||
| | 68.1% | $0.02 | 1,468 | ||
| | 68% | $0.003 | 1,389 | ||
| | 68% | $0.01 | 3,393 | ||
| Claude Sonnet 4.6 | 67.7% | $0.04 | 1,976 | ||
| Claude Opus 4.5 | thinking | 67.7% | $0.18 | 1,403 | |
| | 67.6% | $0.02 | 2,001 | ||
| | 67.4% | $0.002 | 3,748 | ||
| GPT-5.6 Terra | 67.3% | $0.02 | 362 | ||
| GPT-5.6 Luna | 67.3% | $0.005 | 2,461 | ||
| GPT-5.6 Sol | 67.3% | $0.07 | 835 | ||
| | 67.2% | $0.004 | 237 | ||
| GPT-5.2 | 67.1% | $0.05 | 5,933 | ||
| GPT-5 mini | 66.9% | $0.004 | 1,672 | ||
| Claude 3.7 Sonnet | thinking | 66.8% | $0.02 | 730 | |
| | 66.7% | $0.01 | 856 | ||
| Kimi K2.5 | thinking | 66.5% | $0.01 | 3,033 | |
| Kimi K3 | 66.3% | $0.04 | 2,209 | ||
| | 66.2% | $0.008 | 3,120 | ||
| | 66.1% | $0.02 | 2,460 | ||
| GPT-4.1 | 65.9% | $0.006 | 178 | ||
| Kimi K2.6 | 65.8% | $0.03 | 4,865 | ||
| o3 | 65.7% | $0.01 | 709 | ||
| GPT-4.1 mini | 65.5% | $0.003 | 156 | ||
| GPT-5 | 65.5% | $0.03 | 2,593 | ||
| | 65.4% | $0.03 | 3,349 | ||
| | 65.3% | $0.05 | 5,642 | ||
| | 64.9% | $0.01 | 2,762 | ||
| o4-mini | 64.8% | $0.01 | 964 | ||
| Grok 4.6 | 64.2% | $0.01 | 447 | ||
| Claude 3.5 Sonnet | 64.1% | $0.02 | 164 | ||
| Claude Sonnet 4.5 | thinking | 64% | $0.05 | 2,627 | |
| | 64% | $0.06 | 4,106 | ||
| | 64% | $0.03 | 2,410 | ||
| GPT-5.4 Mini | 63.5% | $0.04 | 8,736 | ||
| | non-thinking | 62.6% | $0.001 | 1,507 | |
| Claude Sonnet 4 | non-thinking | 62.5% | $0.02 | 223 | |
| | 62.3% | $0.01 | 8,449 | ||
| Claude Haiku 4.5 | thinking | 62.2% | $0.02 | 3,302 | |
| | 62.1% | $0.004 | 1,045 | ||
| | thinking | 61.9% | $0.001 | 1,507 | |
| Grok 4.5 | 61.8% | $0.01 | 685 | ||
| GPT-5.1 | 61.4% | $0.03 | 2,402 | ||
| | 61.4% | 1,355 | |||
| | 61.2% | $0.0005 | 169 | ||
| Claude Opus 4.1 | non-thinking | 61.1% | $0.09 | 335 | |
| GPT-4o Aug 2024 | 61% | $0.007 | 130 | ||
| | thinking | 60.8% | $0.01 | 3,408 | |
| | 60.4% | $0.0001 | 188 | ||
| | 59.7% | $0.0003 | 163 | ||
| MiMo-V2.5 | 59.3% | $0.002 | 1,869 | ||
| GPT-5.4 Nano | 59.1% | $0.003 | 875 | ||
| Claude Opus 4 | non-thinking | 58.6% | $0.09 | 335 | |
| | 58.5% | $0.0008 | 176 | ||
| | non-thinking | 58.4% | $0.002 | 668 | |
| | 57.8% | $0.0006 | 140 | ||
| | thinking | 57.5% | $0.0003 | 2,009 | |
| | thinking | 57.5% | $0.004 | 1,519 | |
| GPT-4o Nov 2024 | 57.4% | $0.007 | 148 | ||
| | 56.8% | $0.002 | 152 | ||
| Claude Opus 4.1 | thinking | 56.1% | $0.14 | 964 | |
| | non-thinking | 55.8% | $0.0005 | 688 | |
| GPT-4o mini | 54.5% | $0.0008 | 112 | ||
| GPT-5 nano | 53.6% | $0.002 | 5,229 | ||
| GPT-4.1 nano | 52.8% | $0.001 | 135 | ||
| | 52.1% | $0.003 | 211 | ||
| | 51.9% | $0.02 | 1,661 | ||
| Claude Sonnet 4 | thinking | 49.9% | $0.05 | 2,637 | |
| Grok 4.3 | 48.3% | $0.01 | 2,536 | ||
| Grok 4.20 | reasoning | 45.4% | $0.02 | 2,041 | |
| Grok 4 | 44.5% | $0.09 | 3,864 | ||
| | 42.8% | $0.0001 | 146 | ||
| Grok 4.1 Fast | reasoning | 42.6% | $0.002 | 2,972 | |
| Grok 4 Fast | reasoning | 42.1% | $0.005 | 7,147 | |
| | 38.8% | $0.0006 | 134 | ||
| | 36.5% | $0.003 | 179 | ||
| Grok 4.1 Fast | non-reasoning | 34.3% | $0.001 | 163 | |
| | 28.9% | $0.02 | 2,053 | ||
| Grok 4 Fast | non-reasoning | 25.3% | $0.003 | 5,023 | |
| | 23.3% | $0.00009 | 160 | ||
| Grok 2 Vision (1212) | 3.46% | $0.004 | 178 |
6 models have held number one on the official leaderboard since 2023
Lab claims count from the day the card came out, independent runs from the model’s release.
Source: Official MortgageTax leaderboard
Scores over time
All the scores we have, one dot each, so a model tested at several settings appears more than once.
Source: Official MortgageTax leaderboard
No lab model card reports it yet
We read the headline results of 522 launch posts from 52 labs, and none of them list this benchmark.
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